
Home Improvement Financing to Fit Your Needs
The GreenSky® Loan Program’s focus is simple — to help you create the home of your dreams. From deferred interest promotions to affordable budget-minded options, our loans are an easy and convenient way to pay for any home improvement project.1
- Credit limits up to $55,0002
- Fast approvals
- Friendly customer service
- Multiple ways to make a payment
- Affordable payment options
Pick the Plan That Is Right for You
Option 13
No Interest if Paid in Full in 12 Months (Plan Number 4123)
Option 24
9.99% Interest Rate for 96 Months (Plan Number 1969)

Quick, Paperless Application Process
Apply Online
Apply by Phone
Customer Service Hours
Mon-Sat: 6am – 1am (ET)
Sunday: 8am – 12am (ET)
When applying, you’ll need your GreenSky® Merchant ID: 81048669
FAQ’s
Why should I finance my project when I can pay cash or use a credit card?
Financing a project with a GreenSky® loan allows you to conserve both your money and your equity, and typically offers a lower interest rate than a credit card. GreenSky has many promotional offerings with deferred interest benefits, but without your having to pay out of pocket all at once.1
What type of credit is available?
GreenSky loans are unsecured loans with fixed interest rates. Unlike a revolving credit card, your non-promotional monthly payment amount is always the same.
Where can I use my loan?
How do I make a payment?
It’s simple – pay online or by phone, or schedule automatic payments to be drafted from your bank account. The choice is yours. Apply today at www.greensky.com/consumer or call 866-936-0602.
How do I pay my contractor?
How long do I have to use my loan?
When is my first payment due?
When does the Deferred Interest plan promotion window begin?
At the time of your first transaction. 3
1) GreenSky® is a loan program name for certain consumer credit plans extended by participating lenders to borrowers for the purchase of goods and/or services from participating merchants. Participating lenders are federally insured, federal and state-chartered financial institutions providing credit without regard to age, race, color, religion, national origin, gender or familial status. GreenSky® is a registered trademark of GreenSky, LLC. GreenSky, LLC and its wholly-owned subsidiaries service the loans on behalf of participating lenders. NMLS #1416362
2) Fixed APR during the life of the loan. Subject to credit approval.
3) Subject to credit approval. Interest is billed during the promotional period but all interest is waived if the purchase amount is paid in full within 12 months.
4) Subject to credit approval. The fixed interest rate of 9.99% for 96 months. Payment example assumes one time $10,000 purchase on approval date (APR 10.10%) with 1 payment of $122.25, 4 payments of $83.25, and 91 amortized payments of $157.16. Payments assume Account Activation charge of $39 applies and is due with the first required payment.
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